Хоть на один день тестдрайвить, но должен

In Ontario, the overarching rule is that insurance claims apply to your vehicle in most cases, not individual drivers (although your driving record still counts as a factor for underwriting). That means that anyone with a valid license who drives your car is technically covered by your auto insurance policy. There are several considerations to this that are important to understand, however.

https://www.ahainsurance.ca/car-insurance/second-driver-insurance-rules