на обороте моей карточки написано

this card is issued by scotiabank pursuant to a license from american express.

also, in http://www.scotiabank.com/ca/en/files/12/10/AMEX-Gold-Red-Cards-Terms-eng.pdf

American Express is a trademark of American Express.
This credit card program is issued and administered by The Bank of Nova Scotia
pursuant to a license from American Express.

так, что у меня банк другой, не такой как у тебя был (какой бы то ни был).