Плюс визы - принимают везде
Плюс амекса - бонусы толще

Мне амекс нравится больше

Visa:
4% gas station and grocery store purchases
2% drug store purchases and recurring bills
1% anywhere else
Medical Travel Insurance (15 days)
Trip Interruption ($2000/person, $10,000/trip)
NO trip cancellation
$99/year

Amex:
4% groceries, gas stations, restaurants, entertainment
1% anywhere else
Travel Emergency Medical Insurance (25 days)
Trip Interruption & Cancellation Insurance ($2,500/person, $10,000/trip when you charge at least 75% of trip expenses to your Scotiabank Gold American Express Card)
$99/year