http://www.cmhc-schl.gc.ca/en/corp/nero/jufa/jufa_018.cfm

In Canada, mortgages are typically “full-recourse” loans, which mean the borrower continues to be responsible for repaying the loan even in the case of foreclosure. Lenders can take legal action to recoup money from the homeowner if a foreclosed home is sold for less than the amount owing on the mortgage. In many U.S. jurisdictions, mortgages are “non-recourse,” which means that borrowers can often walk away from their homes and the associated mortgage debt, leaving lenders with no recourse beyond the property.

"спасибо, пока не хочется"